Through Loan Factory’s partnership with Pylon, I can originate eligible home loans directly on Pylon’s automated, vertically integrated “mortgage rails” — connecting your loan closer to capital-markets pricing, with fewer middlemen and faster approvals.
In May 2026, Loan Factory — one of the largest mortgage brokerages in the country — announced a partnership to originate loans directly on Pylon’s technology. As a licensed loan officer with Loan Factory, I can bring that same technology to your loan when it’s a fit.
Traditional broker loans often pass through layers of wholesale-lender technology and margin. Pylon’s platform is built to connect originations more directly to capital markets.
Pylon reports its rails can deliver more competitive pricing than traditional wholesale channels, with a lower cost to originate. Actual pricing depends on your scenario, credit, property, and market conditions, and is never guaranteed.
Pylon vertically integrates the mortgage process with AI-driven automation across application, income and asset verification, underwriting, and closing, with instant decisioning available for a growing set of applications.
Pylon’s mortgage rails are currently available only through a limited set of Pylon partners. Loan Factory is one of the first mortgage brokerages to build on them — so this is a capability very few brokers can offer their clients today.
Most brokers still originate through traditional wholesale lenders. Working with me through Loan Factory gives you access to a newer, automation-first process.
By reducing layers between origination and capital markets, the goal is stronger pricing and a lower cost to originate — potential savings that can matter over the life of a loan.
Automation is designed to reduce manual steps, which can mean faster approvals, quicker closings, and a smoother experience for you.
Availability depends on the states where I’m licensed through Loan Factory and where the program is offered. Pylon is currently focused on conventional and jumbo loans, with additional programs planned over time.
I’m licensed to originate in Texas and a growing list of additional states through Loan Factory. This Pylon option is available in eligible states where both my license and the program apply.
The exact steps depend on your loan program, property, and borrower profile, but the automated flow is designed to be faster and more transparent than a traditional wholesale loan.
We talk through your goals, credit, income, and the property so I can confirm whether the Pylon option fits.
You complete a secure online application and upload documents in one place.
Income, assets, and eligibility are verified and checked against guidelines through Pylon’s platform.
Your file moves to underwriting with pricing connected more directly to capital markets.
Automation helps keep the closing organized and on schedule, with me guiding you throughout.
I’m here for questions on your loan and future financing needs after you close.
Let’s see whether originating your loan through Pylon is the right move for your scenario — and what it could mean for your rate, timeline, and costs.
Common questions about originating your loan on Pylon’s rails.
Pylon is an autonomous mortgage infrastructure platform that automates much of the origination process and connects originators more directly to capital markets. I originate through Pylon’s rails as a licensed loan officer with Loan Factory, which has integrated the platform.
I’m a licensed mortgage broker/loan officer. Loans are originated through Loan Factory and Pylon’s infrastructure and are subject to credit and underwriting approval, program guidelines, and investor requirements.
Pylon’s rails are currently available through a limited set of partners, and Loan Factory is one of the first mortgage brokerages to build on them. Pylon has said it plans to expand access across the market over time.
The model is designed to reduce layers of cost between origination and capital markets. Pylon reports pricing that can be meaningfully lower than traditional wholesale channels, but actual rates and costs depend on your specific scenario, credit, property, and market conditions and are never guaranteed.
Pylon currently focuses on conventional and jumbo loans, with additional programs planned. Availability also depends on the states where I’m licensed through Loan Factory.
It’s available in eligible states where both my license and the program apply. Check my licensed states or reach out and I’ll confirm for your location.
Important: This page is for general educational purposes only and is not an advertisement for a specific rate or loan term. Mortgages are originated through Loan Factory (NMLS #320841); Pylon is a third-party mortgage technology and origination platform operated by Embed Inc. (NMLS #2324627), used through Loan Factory’s integration. Matt Brown, NMLS #1254520. Program availability, pricing, automation features, and loan types vary by state licensing, program, investor guidelines, and borrower qualifications, and are not available in every state. Pricing and savings figures referenced above are reported by Pylon and Loan Factory and are not guaranteed. This is not a commitment to lend. All loans are subject to credit approval, underwriting approval, and program guidelines.